Cost of Living in Spain for Families (2026) - Burn The Boats

For the full overview, see where to live on the Costa del Sol with kids.

Understanding the real cost of living is essential for families planning a move to the Costa del Sol. Published averages rarely reflect what families with children actually spend — once you factor in international school fees, larger housing, children's activities, and healthcare.

Monthly budgets by town

This guide breaks down monthly budgets at three levels — lean, comfortable, and premium — across the main family towns: Marbella, Estepona, Fuengirola, Benalmádena, and Mijas Costa. On a comfortable budget, expect €4,500–€6,000/month including rent, one child in an international school, a car, and groceries.

Housing and utilities

Housing is the single largest expense. A 3-bedroom rental in Estepona or Fuengirola runs €1,200–€1,800/month; in central Marbella, expect €2,000–€3,500. Utilities average €200–€350/month. Air conditioning in summer and heating in winter push electricity bills higher than expected — Spanish homes are rarely well-insulated.

Hidden costs families miss

We cover the costs most families overlook: community fees, IBI property tax, school bus and lunch costs, private health insurance, and setup costs in the first three months. Groceries at Mercadona or Lidl typically cost €100–€150 per week for a family.